LowerMyBills, Inc. is not acting as a lender or broker. The information provided by you to LowerMyBills is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states. Not available for all credit types. Not all service providers in the LowerMyBills network offer this or other products with interest-only options.

On May 20, 2009, President Obama signed into law the Helping Families Save Their Homes Act to help improve the ability of borrowers to benefit from the opportunities provided by Hope for Homeowners in the context of the President Obama Administration's housing plan. As part of this legislation, incentive payments will be available for successful Hope for Homeowners refinances and servicers will be required to evaluate all applicants for eligibility for Hope for Homeowners as well as the home Affordable Modification Program.