Financial Resource Center: Visit our financial resource center for information to help support you through the unexpected

Home Service Club: The Ultimate Review

by | Jun 22, 2020


The Home Service Club, also called HSC Warranty, offers home warranties across the United States. The company has two options, standard and comprehensive coverage, with add-ons available. The Home Service Club doesn’t require an inspection and doesn’t put an age limit on covered items.

The Home Service Club Breakdown

The Home Service Club Standard Coverage plan includes 18 systems and appliances, including your air conditioning, plumbing, heating, refrigerators, clothes washers and dryers, and dishwashers. The Comprehensive Coverage plan adds 15 more items (33 total), including smoke detectors, telephone and alarm wiring, doorbells, and plumbing stoppage.

For additional coverage, The Home Service Club offers Utility Line Coverage add-on package with includes six additional systems such as outside water, gas, and sewer lines. Optionally, you can choose single add-ons like well pumps, sprinkler systems, and pools and spas.  The per-unit cap ranges from $300 to $2,500, and the overall annual cap ranges from $6,000 to $9,000. HSC doesn’t cover repairs due to improper maintenance or user error.

Home Service Club Reviews

A great way to evaluate The Home Service Club is to review the price and service online reviews. We chose the following three well-known consumer review sites to share with homeowners. In general, The Home Service Club reviews give the company high marks. 

Consumers Advocate Review

Consumers Advocate gives The Home Service Club a 4.3 out of 5, or Excellent rating. Despite the company’s high premiums and fees, their warranties live up to industry standards. Customer reviews indicate satisfaction with services provided. 

HSC’s policies reflect a focus on customers, allowing for easy coverage and reasonable itemized and term coverage caps.

Home Warranty Reviews

Home Warranty Reviews gives The Home Service Club a 4.5 out of 5 or Very Good rating, noting HSC, founded in 2008, offers a rare 90-day service recall period. The company receives praise for its high-quality local service providers and responsive customer care. HSC willingly participates in the Home Warranty Reviews’ Complaint Resolution Program. This demonstrates their commitment to customer satisfaction. The effective policy date starts 10 days after the consumers purchase the policy, which is a stand-out feature.

Reviews.com

Reviews.com lists The Home Service Club on its list of top home warranty programs. It commends HSC for its comprehensive, flexible coverage. However, it notes that the company could do better on workmanship guarantees and service fees. The Home Service Club also has a short recall period for faulty repairs (90 days). 

The Home Service Club is an excellent option for new home buyers who need flexible coverage and online resources.

Review Other Home Warranty Plans

LowerMyBills provides reviews on home services and covers some frequently asked questions on this product. Catch up with the latest and most popular articles under our Top Reads section. 

Latest Articles

Pin It on Pinterest