Top Ways To Cut Cost On A Kitchen Remodel
The kitchen is the most-used room in your home. This means it should be comfortable and convenient. If it's not, you might want to consider making some changes (that will more than pay for themselves in the long run). But how much does the average kitchen remodel...
2020 Top Bill Negotiation Services: What To Know
Modern bill negotiation services use their expertise in the industry to help you better deal with some of the most common bills you pay monthly, without any upfront costs. If you are like most people, you are probably concerned you are paying too much for services....
What Are Debt Relief Programs And How Do They Work?
Research shows that consumers hold a collective $14 trillion in debt. Are you included in that statistic? If so, it's easy to become overwhelmed by your obligations. Many different kinds of debt can threaten your financial stability, from credit cards to student...
12 Credit Card Companies Offering Financial Relief
The month of March brought a load of unanticipated turmoil to the United States with a record of 6.6 million Americans filing for unemployment benefits due to the spread of COVID-19. Even with a lot of budgeting and saving, it may be difficult to recover from the...
What to Do If You Can’t Pay Your Utility Bills
In recent weeks, families around the world have been thrown into a new normal. For many, this time has also introduced a new season of financial hardship. Maybe your hours were reduced to part-time as your company works through these unsettling times. Or, perhaps you...
60-Day Foreclosure Moratorium: What To Know
If you're struggling to keep your head above water because of COVID-19, you can breathe a sigh of relief. The federal government issued a foreclosure moratorium in March 2020 to help everyone affected by COVID-19. HUD Secretary Ben Carson will oversee the new mortgage...
2020 Average Cost To Paint Your House
There's nothing like giving your house a little facelift by doing some painting. Whether you want to add some curb appeal to the exterior or give one or more of the rooms in your house a new look, paint can works wonders to give your home a refresh or a new look. Are...
What Credit Card Is Best For Retirement?
I’ve been studying the credit card industry and writing about it for over 10 years. And while I’m not approaching retirement, I’ve often asked to help retired friends, family members, and readers with their credit cards. Can you keep your credit cards when you retire?...
Quicken Loans: Everything You Need To Know
In 2017, 37% of homeowners in the United States had no mortgage to pay. However, this still leaves 63% of homeowners who still owe money on their house; this might include you. As you're looking to either purchase a home or refinance, you may have come across Quicken...
Refinancing 101: Are Refinance Costs Tax Deductible?
Who couldn't use some extra cash? Refinancing your home is one of several smart ways to save money. You could end up with a lower monthly payment or pay less for your home in the long run. You may even be able to deduct some of your refinance expenses. At first...
How Long Does It Take To Refinance a House?
Now is a good time to consider refinancing your house. With mortgage rates hitting all-time lows, there are some real bargains to be had that could save you a significant amount of money. If you're considering refinancing your home, you may be wondering how long the...
What is the VA IRRRL Program?
Are you a veteran with an existing VA-backed home loan? If so, you might be able to reduce your monthly mortgage payments or make your payments more stable by using an IRRRL or interest rate reduction refinance loan. This option for refinancing will let you...
Should You Take Cash Out For Home Improvements?
Home improvements are a great way to add value to your house, but they don’t come cheap. In fact, the average homeowner spends about $9,000 on those projects, but depending on what you’re tackling, that number could be much higher. Finding ways to pay for those...
Refinance Appraisals 101: Everything You Should Know
If you're looking for ways to save on your monthly mortgage payments, refinancing can help. Many homeowners choose to refinance every year, and getting an appraisal is a crucial part of the process. Read on to learn more about refinance appraisals and what they can...
Pros And Cons Of A No Closing Cost Refinance
With mortgage rates at extremely low levels, the desire to refinance has never been stronger. If you're thinking of refinancing your home, is a no closing cost refinance the right option for you? Read on to learn more about this type of financing and the pros and cons...
Refinancing With Poor Credit: The Complete Guide
Having poor credit is not a death sentence for your mortgage refinance dreams. That being said, it won't be easy. Yet, with 20.5% of homeowners who refinanced in January 2019 having FICO scores between 650 and 699, it's doable. The solution would be thoroughly...
Quicken Loans: Everything You Need To Know
In 2017, 37% of homeowners in the United States had no mortgage to pay. However, this still leaves 63% of homeowners who still owe money on their house; this might include you. As you're looking to either purchase a home or refinance, you may have come across Quicken...
How to Buy A House For Sale By Owner
If you're shopping for a new home, you've probably seen countless listings online and in your local newspaper as you search for the perfect purchase price. To save money, you may consider buying a home that's listed as for sale by owner (FSBO). These homes aren't...
Mortgage Points: Pros And Cons Of Paying Them
You're in the process of buying a home. This is the dream home you've been saving up for, a $300K house in a nice neighborhood. One of your friends mentions mortgage points and how they reduced his monthly payments in the long-run. You become intrigued and want to...
How to Get a Pre Approval Mortgage (Fast!)
When you're ready to buy a house, a lot of planning must take place to help you have the best home buying experience! Whether your timeline for a new home is within one year or you need to make a quick move, several things must happen to get the keys to your new...
What Credit Score Do You Need To Buy A House?
Are you hoping to make this the year you become a homeowner? With mortgage rates at historical lows, it might seem like the perfect time to take the plunge into homeownership. But with rates so low and the market so volatile, banks are getting more and more...
What Is Private Mortgage Insurance, Anyway?
The average house stays on the market for just 68 days, and that means you need to be ready to make an offer as soon as you find the home of your dreams. Before you can make that offer, you need to qualify for a mortgage. In most cases, that means making a down...
How To Lower Your Home Buying Stress
The difference between imagining yourself in your new home and actually going through the steps of buying the house are images that don’t often align. Living in a new home, putting down roots, and making memories sounds idyllic. The home buying process can be anything...
Home Buying Inspection: The Complete Guide
Looking at houses, imagining them as your own, is exciting. Arranging your furniture in your mind's eye and thinking about putting down roots is all a part of the home buying process. But some more daunting steps are part of the process too. Saving for a downpayment,...
Top Ways To Cut Cost On A Kitchen Remodel
The kitchen is the most-used room in your home. This means it should be comfortable and convenient. If it's not, you might want to consider making some changes (that will more than pay for themselves in the long run). But how much does the average kitchen remodel...
2020 Top Bill Negotiation Services: What To Know
Modern bill negotiation services use their expertise in the industry to help you better deal with some of the most common bills you pay monthly, without any upfront costs. If you are like most people, you are probably concerned you are paying too much for services....
What Are Debt Relief Programs And How Do They Work?
Research shows that consumers hold a collective $14 trillion in debt. Are you included in that statistic? If so, it's easy to become overwhelmed by your obligations. Many different kinds of debt can threaten your financial stability, from credit cards to student...
12 Credit Card Companies Offering Financial Relief
The month of March brought a load of unanticipated turmoil to the United States with a record of 6.6 million Americans filing for unemployment benefits due to the spread of COVID-19. Even with a lot of budgeting and saving, it may be difficult to recover from the...
What to Do If You Can’t Pay Your Utility Bills
In recent weeks, families around the world have been thrown into a new normal. For many, this time has also introduced a new season of financial hardship. Maybe your hours were reduced to part-time as your company works through these unsettling times. Or, perhaps you...
60-Day Foreclosure Moratorium: What To Know
If you're struggling to keep your head above water because of COVID-19, you can breathe a sigh of relief. The federal government issued a foreclosure moratorium in March 2020 to help everyone affected by COVID-19. HUD Secretary Ben Carson will oversee the new mortgage...
Buy Low, Sell High: What You Need To Know
Tales of investors getting rich by buying low and selling high on the stock market don't always tell the full story. During the Dotcom boom in the early 1990s, stock traders made millions from tech companies by 'getting in early.' Others lost money by holding on to...
What Are The Top Surveys For Money?
An astonishing 6 hours and 42 minutes a day -- that's the average amount of time people all over the world spend online. On a long-term scale, that translates to about a quarter of their lives! In the US alone, mobile internet usage has risen -- 20 minutes more in...