How To Get A Loan With Bad Credit
For nearly all of us, a single disaster like a severe health complication or a legal battle can wipe out thousands in one fell swoop. Any of us can find ourselves needing a sudden cash infusion. It’s at this moment when people tend to feel sorry for every...
Ultimate Guide to Health Insurance
Even before COVID-19 hit the global stage, it’s hard to avoid the magnitude and importance of health care in our lives. Now as the front lines workers in health care work tirelessly on the care of those ill from the virus, health care stands front and center as...
BestEgg Review
Best Egg personal loans are aimed at individuals in a high-income bracket with at least a good credit rating. The lender operates solely online, which means the process is streamlined and you pay less in underwriting fees. One of the most attractive aspects of a...
Gig Economy 101
Have you ever wished for something more than the 9-5 lifestyle? If so, you’re not alone. The traditional office job isn’t for everyone. What about a position where you can set your hours, rates, and be your own boss? It can seem like a pipe dream, but...
How To Find A Good Contractor For Your Home Improvement Project
Research shows that the average homeowner has nine home improvement projects that need attention. Yet, 32% of homeowners have been putting off those projects for at least a year or more. Does this sound like you? In today’s era of Pinterest and HGTV, it’s...
Where To Turn for Car Payment Assistance In Economic Tough Times
Around 13% of Americans are unemployed, thanks to the COVID-19. And the number could keep climbing as the virus continues to spread, an astonishing 13% may even be an understatement. We already know, it is affecting many people’s financial situation. 76% of...
How To Increase Home Value: A Step-By-Step Guide
You bought your house thinking about how you wanted to make it a home, a place where you put down roots with your family. But now that you’re settled you’re thinking about some remodeling projects and getting the home improvement itch. But home...
When Is It Too Late To Back Out Of Buying a House?
It’s no big secret — buying a house is extremely stressful. A real estate purchase can affect your life and finances for years to come. So, it’s no real wonder why people get a little antsy about possibly making the wrong decision. Fortunately, there are...
How To Increase Home Value: A Step-By-Step Guide
You bought your house thinking about how you wanted to make it a home, a place where you put down roots with your family. But now that you’re settled you’re thinking about some remodeling projects and getting the home improvement itch. But home...
The Ultimate Guide To FHA Streamline Refinance
If you’re looking to refinance your existing FHA loan, then you may want to consider an FHA Streamline. The FHA Streamline Refinance program helps borrowers refinance their current FHA loan more quickly and at a lower rate. It’ll also save you from having...
What is a High LTV Refinance Option?
The dream of homeownership creates a sense of pride, builds equity, and increases personal wealth for many. However, if you have an underwater home, it can be difficult to refinance to a lower rate.Thankfully, some programs offer a high LTV refinance option so you can...
Quicken Loans: Everything You Need To Know
In 2017, 37% of homeowners in the United States had no mortgage to pay. However, this still leaves 63% of homeowners who still owe money on their house; this might include you. As you’re looking to either purchase a home or refinance, you may have come across...
Refinancing 101: Are Refinance Costs Tax Deductible?
Who couldn’t use some extra cash? Refinancing your home is one of several smart ways to save money. You could end up with a lower monthly payment or pay less for your home in the long run. You may even be able to deduct some of your refinance expenses. At...
How Long Does It Take To Refinance a House?
Now is a good time to consider refinancing your house. With mortgage rates hitting all-time lows, there are some real bargains to be had that could save you a significant amount of money. If you’re considering refinancing your home, you may be wondering how...
What is the VA IRRRL Program?
Are you a veteran with an existing VA-backed home loan? If so, you might be able to reduce your monthly mortgage payments or make your payments more stable by using an IRRRL or interest rate reduction refinance loan. This option for refinancing will let you...
Should You Take Cash Out For Home Improvements?
Home improvements are a great way to add value to your house, but they don’t come cheap. In fact, the average homeowner spends about $9,000 on those projects, but depending on what you’re tackling, that number could be much higher. Finding ways to pay for those...
When Is It Too Late To Back Out Of Buying a House?
It’s no big secret — buying a house is extremely stressful. A real estate purchase can affect your life and finances for years to come. So, it’s no real wonder why people get a little antsy about possibly making the wrong decision. Fortunately, there are...
The Ultimate Guide to Mortgage Loan Modification
Research shows that 23% of American homeowners were unable to pay the full amount of their monthly mortgage payment in April 2020. Of that number, 11% were only able to make a partial payment, and 12% could not make a payment. Does this include you? If so, there are...
Can You Buy A House With No Down Payment?
You’re ready to step out on your own and buy a home. The only problem? Your dreams might be big but your bank account isn’t. You’ve heard the advice of financial experts. You know it’s ideal to contribute a down payment of at least 20% of your...
Understanding a HECM for a Home Purchase
The Home Equity Conversion Mortgage – a type of reverse mortgage – is a financial tool that allows you to convert a portion of your home equity into money that can be used however and whenever you like. Three popular versions of the HECM include HECM Fixed, HECM...
Quicken Loans: Everything You Need To Know
In 2017, 37% of homeowners in the United States had no mortgage to pay. However, this still leaves 63% of homeowners who still owe money on their house; this might include you. As you’re looking to either purchase a home or refinance, you may have come across...
How to Buy A House For Sale By Owner
If you’re shopping for a new home, you’ve probably seen countless listings online and in your local newspaper as you search for the perfect purchase price. To save money, you may consider buying a home that’s listed as for sale by owner (FSBO)....
Mortgage Points: Pros And Cons Of Paying Them
How to Get a Pre Approval Mortgage (Fast!)
When you’re ready to buy a house, a lot of planning must take place to help you have the best home buying experience! Whether your timeline for a new home is within one year or you need to make a quick move, several things must happen to get the keys to your new...
Gig Economy 101
Have you ever wished for something more than the 9-5 lifestyle? If so, you’re not alone. The traditional office job isn’t for everyone. What about a position where you can set your hours, rates, and be your own boss? It can seem like a pipe dream, but...
How To Find A Good Contractor For Your Home Improvement Project
Research shows that the average homeowner has nine home improvement projects that need attention. Yet, 32% of homeowners have been putting off those projects for at least a year or more. Does this sound like you? In today’s era of Pinterest and HGTV, it’s...
Where To Turn for Car Payment Assistance In Economic Tough Times
Around 13% of Americans are unemployed, thanks to the COVID-19. And the number could keep climbing as the virus continues to spread, an astonishing 13% may even be an understatement. We already know, it is affecting many people’s financial situation. 76% of...
How To Increase Home Value: A Step-By-Step Guide
You bought your house thinking about how you wanted to make it a home, a place where you put down roots with your family. But now that you’re settled you’re thinking about some remodeling projects and getting the home improvement itch. But home...
What Is The Average Cost Of Electricity?
7 Places To Cash A Check Near Me
In today’s technology-driven world most people pay for things using a credit card or a debit card. Sometimes, people will even go old school and use cash. But there are those situations that get really, really, old school and someone pays you with a paper...
Top Flite Financial: The Ultimate Review
Are you looking to refinance your home? Perhaps you’re considering a mortgage. However, you may not have great credit. Many are in the same situation, but many lenders will work with applicants of all financial backgrounds. Top Flite Financial has a solid...
Top Ways To Cut Cost On A Kitchen Remodel
The kitchen is the most-used room in your home. This means it should be comfortable and convenient. If it’s not, you might want to consider making some changes (that will more than pay for themselves in the long run). But how much does the average kitchen...