Any opinions, analyses, reviews or recommendations expressed in editorial content are of the author alone, and have not been reviewed, approved, or otherwise endorsed by the advertiser. We make every effort to provide up-to-date information, however we do not guarantee the accuracy of the information presented. Consumers should verify terms and conditions with the institution providing the products. Articles may contain some sponsored content, content about affiliated entities, or content about clients in the network.
LowerMyBills is compensated by third-party advertisers, however, any opinions, analyses, reviews or recommendations expressed in editorial content are of the author alone, and have not been reviewed, approved, or otherwise endorsed by the advertiser. While reasonable efforts are made to maintain accurate information, the information is presented without warranty.
Find the right insurance for your situation
make sure you are paying what you deserve
Frequently Asked Questions
Learn some of the basics of Insurance
Do you need auto insurance?
Most states have laws that require drivers to have at least some auto liability insurance. These laws were created so that victims of auto accidents can receive compensation from those that caused the accident.
What affects the cost of auto insurance?
There are many factors that can influence how much you pay for auto insurance. Some of these include the following:
- Your automobile
- Your driving record
- Marital Status
What does homeowners insurance cover?
Homeowners insurance takes care of the property of the insured, as well as personal liability for the insured.
How much life insurance should you get?
A standard rule is that you should get the amount of 6 to 8 times your annual earnings in life insurance. Other factors should also be looked at including income sources outside of your salary, dependents and your marriage status.