Loans

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Frequently Asked Questions

Learn the loan basics

What is a home loan?

Known as a mortgage, a home loan is a loan that is secured by property or real estate.  In giving the loan, the lender is promised that the buyer will pay back the amount borrowed within a particular timeframe and owns the property until it is completely paid off.

What are different types of home loans?

Home loans can come in a few varieties, but the most common are a fixed-rate loan and an adjustable rate loan.  Other types include an FHA loan, VA loan, USDA loan or a Bridge loan