Any opinions, analyses, reviews or recommendations expressed in editorial content are of the author alone, and have not been reviewed, approved, or otherwise endorsed by the advertiser. We make every effort to provide up-to-date information, however we do not guarantee the accuracy of the information presented. Consumers should verify terms and conditions with the institution providing the products. Articles may contain some sponsored content, content about affiliated entities, or content about clients in the network.
LowerMyBills is compensated by third-party advertisers, however, any opinions, analyses, reviews or recommendations expressed in editorial content are of the author alone, and have not been reviewed, approved, or otherwise endorsed by the advertiser. While reasonable efforts are made to maintain accurate information, the information is presented without warranty.
Find the loan you need for your situation
find the answer to your lending and refinancing needs
Frequently Asked Questions
Learn the loan basics
What is a home loan?
Known as a mortgage, a home loan is a loan that is secured by property or real estate. In giving the loan, the lender is promised that the buyer will pay back the amount borrowed within a particular timeframe and owns the property until it is completely paid off.
What are different types of home loans?
Home loans can come in a few varieties, but the most common are a fixed-rate loan and an adjustable rate loan. Other types include an FHA loan, VA loan, USDA loan or a Bridge loan