Our Top Budgeting Apps of 2020
The average American household has a credit card debt of over $8,000. There are many reasons why that might be. For example, it might be due to medical bills, home repairs, or day-to-day expenses.
One of the best ways to prevent this problem is to budget your money. It’ll ensure that you’ll always have enough for the things that you need. For example, it’ll come in handy if you’re shopping for a mortgage.
Need some help creating a monthly budget? You can always use a budgeting app on your smartphone. If anything, it’s one of the best things that you can use to improve your financial situation!
Want to know what some of the best apps are? Then be sure to check out the rest of our budgeting 101 guide!
Our Top Budgeting Apps
Looking for a personal finance app with budgeting tools? Here are a few that are available for both Android and Apple devices.
PocketGuard is a budget management app that you can connect to your credit or debit card account. In doing so, you can easily view all of your transactions.
Not only that, but the app will tell you exactly how much you’re able to spend per day. It does this by taking into account your previous purchases and bill payments. That way, you won’t have to worry about overspending!
MoneyStrands is a free app that you can use to track your spending habits. All you have to do is link it to your bank account!
Free to use, it also comes with a calendar feature that allows you to track spending and see when you’re making your purchases as well as when your paycheck comes in. That way, you’ll be able to better understand your financial picture.
Spendee is known for its bright, user-friendly interface. You can use it to categorize your expenses, create a budget, keep track of your receipts, and more. If you want, you can also subscribe for more features.
One of the best things about the mobile app is that you can view all of your expenses in one feed. There’s also an “Overview” mode, where you can see your spending habits as an infographic.
YNAB (You Need a Budget) is designed to help get you out of debt. Simply connect your accounts and you’ll be able to see your transactions in real-time.
Not only is it great for creating a budget, but there’s also a tracker for your daily expenses. There’s also an option to sync the app with your other devices so that you can access your data from anywhere.
Creating a Budget
And there we have it—a mini budgeting 101 guide! As you can see, there are various budget apps that you can use for money management—just download them from the app store.
Looking for more money-saving tips? If so, make sure to check out the rest of our site!